Payments for SaaS platforms

Turn payments into a
lucrative revenue stream

Launch and scale payments effortlessly. Less coding, less complexity, scale payments with lean teams.

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Embed payments without risk
and operational complexity

Full-service solution: Leave KYC, risk and support to us

As many PSPs shift compliance, underwriting, and financial liability to SaaS providers, embedding payments often comes with significant risk and operational complexity. This means you may be responsible for assessing merchant risk and covering losses from insolvency, chargebacks, or fraud, all while managing customer onboarding and support.

Paygoz simplifies embedded payments with a full-service solution, managing KYC, compliance, financial risks, and customer support for you. We ensure a seamless experience for your customers, so you can focus on scaling your payment business.

  • Fully compliant out-of-the-box
  • No upfront investments
  • No risk exposure

We take care of support for you

Our experts provide local-language support across the US. Trusted by 250,000+ merchants, our 4.6 Trustpilot rating proves our reliability.

Easy, no-code monetisation

Set fees by customer segment or payment method, with a no-code tool your commercial team can manage without support from engineers.

Smooth onboarding, built to scale

Scale internationally, stay compliant, and keep personal data secure with a co-branded onboarding experience that drives conversions.

Monetise payments with confidence

Embedding payments into your platform enables you
to scale as your customers grow.

Optimise revenue from payments

Empower your commercial team with an intuitive no-code tool to customise pricing and maximise revenue based on your payment mix. Scale confidently with expert guidance to build profitable monetisation strategies.

Flexible Resell Pricing

Set margins and rates by customer segment, individual customer, or payment method. Customise fees for specific credit card providers to avoid high buffers and keep pricing competitive.

Onboard customers internationally

Simplify identity verification, compliance, and international scaling while
securely managing personal data with Paygoz's hosted onboarding.

Improve onboarding rates with localised onboarding

Our co-branded onboarding flow keeps your brand front and centre. Pre-fill customer data with onboarding APIs for a seamless sign-up experience.

With Paygoz's growing presence in the US SMB market, new partners see 60%+ adoption, right from the start.

  • Co-branded onboarding
  • Fully managed KYC and support
  • Realtime onboarding
Onboarding status table

Embedded payments for every platform

For SaaS platforms, seamless payments are essential. Handling high transaction volumes,
both online and offline, along with refunds, security, and reconciliation is crucial.

Ticketing Platforms

Handle high-volume ticket sales with seamless online and offline payment processing.

Booking Software

Streamline reservations with integrated payment flows for hospitality and services.

Bookkeeping Software

Automate invoicing and reconciliation with embedded payment capabilities.

Subscription Software

Manage recurring billing and subscription payments effortlessly at scale.

Food Ordering

Enable fast, reliable payments for food delivery and restaurant ordering platforms.

No-code Tools

Add payment capabilities to no-code platforms with simple, flexible integrations.

Empower your customers to grow

Paygoz Connect lets your customers accept online payments, set up recurring payments,
send invoices with payment links, and take in-person payments with ease.

Leading payment methods

Offer 35+ global and local payment options to optimise conversion rates for your customers, all through one integration.

Discover all payment methods

In-person payment terminals

Allow your customers to take in-person payments using a mobile terminal, self-serve kiosk, or Tap to Pay on iPhone or Android.

Discover in-person payments

Frequently asked questions

What are embedded payments in SaaS?

Embedded payments allow SaaS platforms to integrate payment processing directly into their software, so users can accept payments without needing a separate payment provider. This creates a seamless experience for businesses and their customers.

How do embedded payments work?

Embedded payments use APIs to connect a platform with a payment processor, enabling transactions within the software itself. This means users can handle payments, refunds, and payouts without leaving the platform.

What are the benefits of embedded payments for software platforms?

Software platforms benefit from increased revenue, improved user experience, and higher retention rates. By embedding payments, platforms create a more seamless workflow, reducing friction for end users.

How can SaaS companies monetise embedded payments?

SaaS companies can earn revenue by adding a margin on payment processing fees or through revenue-sharing models with a payment provider. This allows them to unlock new income streams beyond subscription fees.

Is embedding payments secure?

Yes, when using a compliant payment provider. Embedded payments leverage security measures such as encryption, tokenisation, and fraud prevention to ensure safe transactions.

What are the regulatory requirements for offering embedded payments in the US?

Businesses must comply with federal and state regulations, including KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements. Partnering with a regulated payment provider simplifies compliance.

How do embedded payments handle chargebacks and refunds?

The payment processor manages disputes, chargebacks, and refunds within the embedded payment system. SaaS platforms can automate these processes through API integrations, ensuring smooth resolution for users.

How difficult is it to integrate embedded payments into my platform?

Paygoz offers easy-to-use APIs and plugins, making it simple for SaaS companies to embed payments without extensive development work.